Tag Archives: Estate Planning

Saving Money on Life Insurance

Saving Money on Life Insurance You can save money on your life insurance coverage by working with a broker. Brokers have the ability to shop around to ensure that you are getting the best price available in Canada for your … Continue reading

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What is an Annuity?

An annuity is a investment product sold by financial institutions and in particular life Insurance companies. They are designed to work like a work pension plan, where they give a fixed payment for a period of time. They can be … Continue reading

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What is a Segregated Fund

What is a Segregated Fund? A Segregated Fund (also known as Seg Fund for short), is a type of investment fund administered by Canadian insurance companies in the form of individual, variable life insurance contracts offering certain guarantees to the … Continue reading

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Annuity Settlement Option

There may be certain circumstances with your family situation where you might want to consider using an Annuity Settlement Option (ASO) with your beneficiary rather than leaving a lump sum payment to a family member when you pass away. An ASO allows you … Continue reading

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GICs vs GIAs

Many Canadians have money in GICs at the bank but they may not realize the benefits of opening a GIA (Guaranteed Investment Account) with a licensed life insurance advisor. What is a GIA? (link will take you to the Ivari website. … Continue reading

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